BALL & BOYD PUBLIC ADJUSTERS, INC.
There are many different types of homeowners, or residential, insurance policies in use across the U.S. today and the majority of policies contain coverage for these four important types of coverage:
This part of the policy pays to repair or rebuild your home. Garages, sheds, gazebos, etc. are often covered up to a limited percentage (usually 10%) of your dwelling coverage.
Imagine your roof is ripped off and your house is lifted from it’s foundation; turn it upside-down and shake it. Nearly anything that falls out is probably considered personal property. Expensive items like jewelry, furs, fine arts, collectibles should also be insured to their appraised values to guarantee that their replacement is covered in full in case of a loss.
This part of the policy pays on behalf of the insured all sums he/she is legally obligated to pay because of bodily injury and property damage to others.
This coverage pays for increased expenses in order to maintain your normal standard of living after suffering a loss. This includes, but is not limited to, your hotel/rent bills, restaurant bills, lost rent, and laundry bills. This coverage is usually 20-30% of the dwelling coverage.
In the adjustment process, only one type of person is qualified and licensed to handle your claim AND protect your interest – the Public Adjuster. Tim Ball and Greg Boyd have been standing on the side of the insured for over 30 years, and now with 7 full-time, licensed adjusters plus support staff, we are able to serve you better than ever.
Our staff at Ball and Boyd understands the emotional toll an insurance loss can take on a homeowner, and we know the first steps to take. Our experience with the issues commonly faced in the residential claim process allows us to work closely with you to minimize the impact on your life, financial or otherwise. Call us right away so you can have peace of mind knowing you are in good hands from the start.
